Investing with MCAP

MCAP offers a wide range of investment options for residential and commercial investors, as well as investors in residential construction.

A deep pipeline of opportunities for all investors

We provide investors with unique opportunities to invest in residential and commercial mortgages and construction loans through a variety of funding alternatives.

MCAP focuses on providing the best value proposition to its customers in its chosen markets. Our chosen markets are single-family residential mortgages, commercial mortgages, and development finance. Our depth of industry experience, market knowledge and strong relationships ensure that we can meet the needs of our brokers and borrowers’ clients. We know that it’s important to provide superior economic value to our customers but equally important to maintain an unsurpassed reputation for adherence to investor and lender standards, regulatory compliance and integrity and trust. Our success is reflected in our ability to effectively underwrite and mitigate risk.

Residential Investors

MCAP offers opportunities to invest in a wide range of residential mortgage products, including Fixed and Adjustable Rate Mortgages, Home Equity Lines of Credit, Mortgage Backed Securities, and other high yielding Alternative mortgages.

Why invest in residential mortgages with MCAP? We offer the best options to tailor your investment package, including:

Attractive floating rate yields
Short term investments that limit investor exposure to changing market conditions
Self-liquidating investments from the sale of units to end purchasers
Access to a best-in-class loan origination and management platform that provides geographic and product diversity

Our industry experience, market knowledge and solid relationships are reflected in our ability to professionally and thoroughly underwrite and mitigate risk by providing a highly detailed analysis of every project we work on.

MCAP’s advantage allows our investors to take part in a variety of funds and fund structures.

Commercial Investors

MCAP originates, underwrites, and funds mortgages for commercial properties on a conventional and CMHC insured basis across Canada. Our team has strong, long-standing relationships with borrowers and brokers, providing us with a deep pipeline of opportunities for our investor partners.

Borrowers and brokers invest with us because we have the expertise, dedication to service excellence and proven track record of successfully completing transactions quickly and professionally. Here’s what we provide:

New loan origination
New loan origination and funding is centralized out of MCAP’s Toronto office. Through long-standing direct borrower relationships and an extensive broker distribution network, we generate a consistent stream of opportunities.
Asset management
MCAP offers full underwriting, credit adjudication, deal analysis, and portfolio management to our investor partners. We provide our investors with a complete credit analysis, allowing them to focus on the investment decision and portfolio strategy.
Loan servicing
Explore customized loan servicing solutions for pension funds, life insurers, banks, and other institutional lines of business with MCAP.
Learn more about MCAP outsourcing services →

Investors in Residential Construction

MCAP provides investors with solid opportunities to invest in residential construction through managed mortgage funds, loan syndications, or private placement.

Why invest in residential construction with MCAP? We offer the best options to tailor your investment package, including:

Attractive floating rate yields
Short term investments that limit investor exposure to changing market conditions
Self-liquidating investments from the sale of units to end purchasers
Access to a best-in-class loan origination and management platform that provides geographic and product diversity

Our industry experience, market knowledge, and solid relationships with developers and builders is reflected in our ability to professionally and thoroughly underwrite and mitigate risk by providing a highly detailed analysis of every project we work on.

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