A Practical Guide to MCAP Commercial Term Financing (Direct Clients)

	Initial Consultation Initial consultation between MCAP expert and client; identify client requirements for financing, goals and company strategy Gather property and client-specific financial information
	Structuring the Transaction As expert partners, MCAP's solution-focused advisors can determine the financing structures that will deliver on each client's specific goals and strategy Establish plan of action and underwrite the transaction
	Loan Closing Prepare and issue Commitment Letter outlining terms of financing Legal counsel prepares security documentation and arranges for document signing
	Post Closing Frequent check-ins over the course of the term to ensure progression towards goals and long-term strategy Periodic monitoring allows MCAP advisors to identify opportunities to take advantage of cap rate compression and/or increase in cash flow

Within MCAP’s Commercial Mortgages Group, we understand the importance of each Commercial Real Estate financing transaction. Whether we are working on a first-time purchase or a refinance for a long-standing client with a large portfolio, each member of our deal team is a committed expert partner and driven to deliver the best product and service according to the goals and strategy of the client. MCAP’s approach to each financing transaction allows our clients to focus on what they do best, managing their real estate.

Initial Consultation

Beginning with the initial consultation, MCAP’s team of experienced originators actively listens to our clients to thoroughly understand their business and strategy. Many of our clients have needs with degrees of complexity that call for a variety of capabilities and financing structures. We take pride in investing in the relationship to ensure an in-depth understanding of the whole situation.

Structuring the Financing

We believe that diversity of skill sets and perspectives – along with depth of experience – contribute to better advice. Our originators have an average of 25 years+ experience, giving rise to a level of market knowledge unparalleled in the industry. This expertise, coupled with our competitive financing programs, ensures we are mindful of all options and well-equipped to provide appropriate solutions that best meet the needs of our clients.

Loan Closing

As Canada’s largest mortgage financing company, we have a 30-year, proven track-record of execution across all lines of business. On an annual basis, MCAP’s Commercial Mortgage Group closes 200+ transactions across all major markets in Canada, each unique in its own regard. This volume of work means that we are constantly problem-solving in tandem with our clients to ensure transactions close efficiently and this level of activity means we have up-to-date market knowledge, data points and key trends that help guide our clients through the process. MCAP also offers Capital Market expertise and a competitive early rate lock program to eliminate interest rate risk in advance of funding, further ensuring our commercial real estate clients are positioned to achieve their objectives.